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Because Making Smarter Choices About Your Money Impacts The Quality Of Your Life.


Get to know more about Mark Silverman and Silverman + Associates

2nd Opinion

With inflation still skyrocketing, a never ending war in the Ukraine, and now a crisis in the Middle East having a complimentary Second Opinion on your finances is not only prudent, but it's also just plain common sense?

You’re being urged not to panic, but many are wondering what effects this will have on their finances.  Millions are facing uncertainty about their job, monthly income, daily expenses, debts, retirement and savings.  Today many investors don’t have a plan and many others no longer have the right plan.

If you’re concerned about the impact of high inflation and the situation in Ukraine which seems never ending and now a crisis brewing in the Middle East is having on your savings, investments, and retirement plan receiving a Complimentary Second Opinion is not only prudent it’s just plain common sense!

So, we are making our Complimentary Second Opinion Service available to individuals other than our clients.  There is NO COST and NO OBLIGATION.

To receive a Complimentary Second Opinion on your families’ finances please call us at 520.618.5323 that’s 520.618.5323.

Dreaming About Life In Retirement And Just Hoping You Won’t Run Out Of Money?

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Mark Silverman, CFP® Photo

Mark Silverman, CFP®


(520) 618-5323 
(520) 512-8833 

Mark is a widely recognized leader in the Tucson financial planning & advisor community, having served on the local Financial Planning Association (FPA) board. He is also an active member of the Foothills Club of Tucson (FCT), Caballeros del Sol (CABS), Southern Arizona Estate Planning Council (SAEPC), REAP (Real Estate & Allied Professionals), and the Winers & Diners.  He currently serves on the Finance Committee for Habitat for Humanity and is a past Board Member of the Mountain Oyster Club.  Mark is an alumni Honorary Commander and was appointed to the 355th Munitions Squadron at Davis-Monthan Air Force Base.  He is currently a member of the Desert Thunder Squadron which allows him to continue to support and be a voice in the community with the knowledge gained as an Honorary Commander in order to support the men, women, families, and mission of Davis-Monthan Air Force Base.  He hosts both a radio show and a podcast called, $aving With $ilverman, focusing on financial and retirement planning, as well as, investing. His radio show can be heard on AM 790 KNST every Saturday and Sunday at 3:00 p.m. as well as every Saturday at 10:00 a.m. and every Sunday at 1:00 p.m. on 1030 KVOI AM and his podcast is available on all the major platforms.

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Mark Silverman, CFP® specializes in a holistic, client-centered form of financial planning.  Mark believes that understanding a client’s history is critical to knowing the client and setting appropriate goals. Financial planning can be a brilliant process, but it is only as good as the targets that are set.  And, we can’t establish the right targets unless we ask the right questions.  Biographical questions help you to gather information about the client’s past and present life that will give you clues concerning the following: 

  • Background—family and work history
  • Past experiences that consciously or unconsciously influence current financial beliefs and behaviors
  • Current family circumstances and responsibilities
  • Current transitions with financial implications
  • Transitions likely to be experienced in the future
  • Fears and concerns
  • Values and priorities
  • Plans and dreams

A successful Financial Life Planning® practice is built on asking the right questions.  That is because good communication is more about listening than it is about talking.  The goal of Financial Life Planners is to really get to know their clients in order to tailor their advice to each individual’s circumstances, goals, and values.  To this end, Financial Life Planners will continually seek to perfect their inquiry skills.  Our Financial Life Planning process will help you get to the heart of your values and priorities, and create a framework to align your financial plan with your life goals.

Christine Hartley Photo

Christine Hartley

Client Service Manager

(520) 618-5323
(520) 512-8833

Christine ensures that our clients receive the best possible service.  She will book appointments for you and is the first person you should call if you have any questions about your financial planning process.  She will ensure that the appropriate member of our team responds to your query.

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Christine was born in Wisconsin and has traveled the United States extensively throughout her husband’s 22 year U.S. Navy career. Christine has lived in seven different States which has provided her with an expansive work history and diverse cultural exposure. Christine has three adult children, Michael and his wife, Kristen, (in Colorado Springs), Elizabeth (in Seattle) and Marc (U.S. Navy) and has two grandchildren, Madeline and Connor.

Tour Our Office

Are you tired of dealing with the stuffy broker wearing a three-piece suit in a high-rise building?  This is Tucson, it is too hot for suits and ties.  If the typical bank, wirehouse or brokerage firm setup is not serving you well and you want to be in an office that makes you feel more comfortable and relaxed so you can discuss your goals, dreams and financial future you have come to the right place.   Silverman + Associates understands the needs of our clients and we strive to make this process the best experience possible for you and your family.  Our intention is to create a safe space where there is no such thing as a silly question without ever feeling like you are being sold a bunch of investment and insurance products.  We treat people like we like to be treated, it is that simple.


Are you taking more risk with your portfolio than you're truly comfortable with?

What is Your Number?


Our unique process can benefit your unique situation.

Our unique process is designed to help our clients achieve simplicity and confidence to and through their retirement years.  It’s focused around 5 key areas of your current financial life.  Because making smarter choices about your money impacts the quality of your life.   Silverman + Associates Wealth Management, LLC is an independent financial planning and advisory firm based in Tucson, Arizona.  We are fiduciaries, which means we are required to always place our clients’ interests ahead of our own.  If you are seeking a Tucson Financial Advisor who specializes in a holistic comprehensive Financial Life Planning approach, with over 25 years of experience, in the areas of Retirement Planning, Risk Management, Investment Management, Cash Management, Estate Planning, Tax Planning, Income Planning, Legacy Planning and Health Care Planning, contact our office at 520.512.8832.

Cash Management Planning:

How can I create a cash flow plan that allows me to enjoy life now while still working towards my vision and goals?

Investment Management:

How can I use investment strategies to provide me with the financial resources I need before retirement to reach my life goals?

Retirement Planning:

How can I build a foundation for independence and freedom to enjoy life as I get older?

Risk Management Planning:

How can I protect myself and my family from unexpected obstacles or events that might take us off track from reaching our vision and goals?

Estate Planning:

How can I communicate my wishes and provide peace of mind to my family if I become incapacitated or after I have died?

Tax Planning:

How can I be sure that none of the financial strategies we put in place for helping me to reach my vision and goals will trigger excessive tax liabilities that might take me off track?

The importance of using a CERTIFIED FINANCIAL PLANNER® Professional.

As a potential or current client, collaborating with a CERTIFIED FINANCIAL PLANNER™ provides you with the reassurance of attaining your financial goals.  In addition to meeting a high standard of education and career experience requirements, CFP® professionals possess credibility at both an ethical and professional standpoint.

Prior to certification, CFP® practitioners must complete a CFP Board-approved financial planning curriculum—mastering almost 100 integrated financial planning topics (investments, insurance, retirement planning, risk management, etc.), while also committing to continued educational classes, including a code of ethics course.

Furthermore, CFP® professionals are required to pass a 10-hour CFP® Certification Exam that tests their financial planning knowledge on an integrated level, and accumulate at least three years of personal financial planning experience.

In the final step, CFP® practitioners concede to a strict code of professional conduct, known as CFP Board’s Code of Ethics and Professional Responsibility.  This clause lays the groundwork for an advisor’s commitment and ethical responsibility to the public, clients, and employers.  In addition, the Code of Ethics prompts CFP® professionals to remain fair and diligent when providing financial planning advice and services, putting your interests first.

Source: Certified Financial Planner Board of Standards, Inc.

“CFP® Certification: The Standard of Excellence Copyright ©2017, Certified Financial Planner Board of Standards, Inc. All rights reserved. Used with permission.”


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