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Because Making Smarter Choices About Your Money Impacts The Quality Of Your Life.

Get to know more about Mark Silverman and Silverman + Associates



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OUR STORY

Mark Silverman, CFP® Photo

Mark Silverman, CFP®

Managing Member / Founder / Wealth Manager / CERTIFIED FINANCIAL PLANNER™

(520) 512-8832
(520) 512-8833
mark@silverman-associates.com

Mark Silverman, CFP® is a wealth manager at Silverman + Associates.  He focuses on providing wealth management solutions to both affluent retirees as well as professionals who are within 10 years of retirement.  Together with his partners, he helps clients address their five biggest concerns: preserving their wealth, mitigating taxes, taking care of their heirs, ensuring their assets are not unjustly taken and charitable giving.

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Mark founded Silverman + Associates in 2008 and now serves over 100 families who have entrusted him with their assets.  He uses a consultative process to gain a detailed understanding of his clients’ deepest values and goals.  He then employs customized recommendations designed to address each client’s unique needs and goals beyond simply investments.

Successful individuals and families work with Mark to:

  • Develop and implement a comprehensive financial plan to help them reach their financial dreams.
  • Make smarter decisions in today’s uncertain political, economic and social environment.
  • Obtain an independent second opinion form a top advisor in their community.

Previously, Mark spent time as a financial advisor with Merrill Lynch as well Harris Bank and Marshall & Ilsley Bank.  At M&I, he also served in their Trust Company.  In 2012, Mark completed his CERTIFIED FINANCIAL PLANNER™ professional (CFP®) designation.

Mark is a widely recognized leader in the Tucson financial advisor community, having served on the local Financial Planning Association (FPA) board.  He is also an active member of REAP, Rotary Club of Tucson, Caballeros del Sol and Southern Arizona Estate Planning Council.  He hosts a weekly radio show called, $aving With $ilverman, focusing on financial and retirement planning as well as investing.

Christine Hartley Photo

Christine Hartley

Client Service Manager

(520) 618-5323
(520) 512-8833
admin@silverman-associates.com

Christine ensures that our clients receive the best possible service.  She will book appointments for you and is the first person you should call if you have any questions about your financial planning process.  She will ensure that the appropriate member of our team responds to your query.

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Christine was born in Wisconsin and has traveled the United States extensively throughout her husband’s 22 year U.S. Navy career.   Christine has lived in seven different States which has provided her with an expansive work history and diverse cultural exposure.  Christine has three adult children, Michael and his wife, Kristen, (in the D.C. area), Elizabeth (here in Tucson) and Marc (U.S. Navy) and loves to visit her grand daughter, Madeline.


Tour Our Office


Are you tired of dealing with the stuffy broker wearing a three-piece suit in a high-rise building?  This is Tucson, it is too hot for suits and ties.  If the typical bank, wirehouse or brokerage firm setup is not serving you well and you want to be in an office that makes you feel more comfortable and relaxed so you can discuss your goals, dreams and financial future you have come to the right place.   Silverman + Associates understands the needs of our clients and we strive to make this process the best experience possible for you and your family.  Our intention is to create a safe space where there is no such thing as a silly question without ever feeling like you are being sold a bunch of investment and insurance products.  We treat people like we like to be treated, it is that simple.


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OUR PROCESS


Our unique process can benefit your unique situation.


Our unique process is designed to help our clients achieve simplicity and confidence to and through their retirement years.  It’s focused around 5 key areas of your current financial life.  Because making smarter choices about your money impacts the quality of your life.


INCOME PLANNING

We’ll help ensure your expenses can be paid month to month with reliability and predictability for the rest of your life.  This includes:

  • Social Security Maximization
  • Income & Expense Analysis
  • Inflation Plan
  • Spousal Plan


LEGACY PLANNING

It’s important to make sure that any remaining assets you’ve worked so hard for go to your beneficiaries instead of taxes.  By working collaboratively with a qualified Estate Planning Attorney, our goal will be to help you:

  • Maximize your estate and income tax planning opportunities
  • Protect any assets in trust and ensure they are distributed to your beneficiaries probate free
  • Protect your IRA and qualified accounts from becoming fully taxable to your beneficiaries upon your death


HEALTH CARE PLANNING

We’ll create a plan designed to help you protect yourself against rising healthcare costs. By working collaboratively with a qualified Health Insurance Agent, our goal will be to help you:

  • Look at all aspects of Medicare, Parts A, B and D
  • Analyze strategies for a Long-Term Care Plan

INVESTMENT PLANNING

Once your income plan is established, we’ll create an investment plan for the remaining assets that you do not need to draw from month to month.  This includes:

  • Assessing your Risk Tolerance
  • Adjusting your portfolio to reduce or eliminate fees
  • Evaluate ways to reduce risk while still accomplishing your goals
  • Comprehensive Institutional Money Management


TAX PLANNING

Any comprehensive Retirement Plan will include a strategy for addressing taxes.  By working collaboratively with a qualified Certified Public Accountant (CPA), our goal will be to help you:

  • Assess the taxable nature of your current holdings
  • Strategize ways to include tax-deferred or tax-free money in your plan
  • Strategize which tax category to draw income from first to reduce tax burden
  • Leverage your qualified money to potentially leave tax-free dollars to your beneficiaries 



The importance of using a CERTIFIED FINANCIAL PLANNER® Professional.


As a potential or current client, collaborating with a CERTIFIED FINANCIAL PLANNER™ provides you with the reassurance of attaining your financial goals.  In addition to meeting a high standard of education and career experience requirements, CFP® professionals possess credibility at both an ethical and professional standpoint.

Prior to certification, CFP® practitioners must complete a CFP Board-approved financial planning curriculum—mastering almost 100 integrated financial planning topics (investments, insurance, retirement planning, risk management, etc.), while also committing to continued educational classes, including a code of ethics course.

Furthermore, CFP® professionals are required to pass a 10-hour CFP® Certification Exam that tests their financial planning knowledge on an integrated level, and accumulate at least three years of personal financial planning experience.

In the final step, CFP® practitioners concede to a strict code of professional conduct, known as CFP Board’s Code of Ethics and Professional Responsibility.  This clause lays the groundwork for an advisor’s commitment and ethical responsibility to the public, clients, and employers.  In addition, the Code of Ethics prompts CFP® professionals to remain fair and diligent when providing financial planning advice and services, putting your interests first.

Source: Certified Financial Planner Board of Standards, Inc.

“CFP® Certification: The Standard of Excellence Copyright ©2017, Certified Financial Planner Board of Standards, Inc. All rights reserved. Used with permission.”

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Saving With Silverman featuring Mark Silverman CFP

Because Making Smarter Choices About Your Money Impacts The Quality Of Your Life.

The Managing Member & Founder of Silverman + Associates, Mark Silverman, CFP®, can now be heard this and every Saturday at 9AM on KVOI AM 1030 and Saturday at 11am on KNST AM 790 on the $aving With $ilverman radio show.

Send us your question and maybe we'll answer it on the air



1030 KVOI AM    KNST AM 790

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