How to Succeed in 2019 If You Didn’t Quite Hit Your 2018 Financial Goals

If you didn’t meet your financial goals in 2018, don’t worry. It’s time to press the reset button, get your mind back in the game and work your financial plan. Life happens every single day, so you may have had a minor or major setback. That’s quite alright. You can still work to achieve the goals you set in 2018 and the ones you’ve created for 2019 with a little work. All it takes is some determination. Here’s what you need to do:

1. Develop Your Goals

When developing your goals, you want to do them in a quiet place where you can assess where things went awry. Detach from everything and everyone so you can have a clear focus on what you want to achieve and how you will go about doing it.

2. Write Your Goals Down

The best way to visualize and work to achieve goals is by writing them down. The saying “Write it down, make it plain” has merit. You will be able to see the vision and have a roadmap to follow.

3. Complete a SWOT Analysis

Create a SWOT chart with your strengths, weaknesses, threats, and opportunities. This will help you determine what you do well, what you need to work on, any opportunities you can capitalize, and your competition. Being able to see each one will help you create a viable plan that works.

4. Break Your Goals Down

The main thing when you are developing your goals is to break them down into manageable steps. Don’t think of something as being too hard – take it one step at a time until you can achieve the goal. Viewing your task as overwhelming can discourage you. Always look at a goal as something you should work towards every day. Eventually, you will get where you want to be.

5. Identify Your Needs

Every goal cannot be accomplished without adequate resources or manpower to make them happen. Do you need to learn a new skill? It’s time to get moving on it. Need additional hands? Ask for help. You won’t be able to meet your goals if you aren’t doing what you need to get what you need. Identify all the elements you need to be successful and put them into place.

6. Make Your Daily Routine a Habit

Success does not happen overnight. It takes work and dedication. You must work at your goals every day to see progress. Make the work you do a daily habit that becomes familiar. It takes 21 days to form a habit. Those days may be a struggle to get through, but you must see the finish line. This will help you stay determined to do what you need to do.

All of this starts with belief. You must believe you can achieve your goals. It’s always good to build a fail-safe into the plan just in case you get sidetracked. Once you develop confidence in your ability to make things happen, everything else will fall into place.

_{This content is developed from sources believed to be providing accurate information, and provided by Twenty Over Ten. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.}